Laptops on no-cost EMI in Chennai

Every new laptop we sell can be bought on EMI — no-cost EMI on selected cards, arranged in store or over WhatsApp.

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MSI Thin 15 Gaming Laptop – Intel Core i5-13420H, RTX 3050, 16GB RAMNew
MSI · Gaming Thin 15 Gaming Laptop
ProcessorCore i5
RAM16GB
Storage512GB
Screen15.6″
Core i5 · 16GB · 512GB · 15.6″ · RTX 3050Good for: Creator, GamingOfficial brand warranty
Alienware 15 DA15265 Gaming Laptop – AMD Ryzen 7 260, RTX 4050, 16GB RAMNew
Alienware · Gaming 15 DA15265 Gaming Laptop
ProcessorRyzen 7
RAM16GB
Storage512GB
Screen15.3″
Ryzen 7 · 16GB · 512GB · 15.3″ · RTX 4050Good for: Creator, GamingOfficial brand warranty
ASUS TUF Gaming A15 FA506NCG-HN443WS Laptop – AMD Ryzen 7 155, RTX 3050, 16GB RAMNew
Asus · Gaming TUF Gaming A15 FA506NCG-HN443WS Laptop
ProcessorRyzen 7
RAM16GB
Storage512GB
Screen15.6″
Ryzen 7 · 16GB · 512GB · 15.6″ · RTX 3050Good for: Creator, GamingOfficial brand warranty
MSI Cyborg 15 Gaming Laptop – Intel Core 7 240H, RTX 3050, 16GB RAMNew
MSI · Gaming Cyborg 15 Gaming Laptop
RAM16GB
Storage512GB
Screen15.6″
16GB · 512GB · 15.6″ · RTX 3050Good for: Creator, GamingOfficial brand warranty
MSI Katana 15 HX Gaming Laptop – Intel Core i7-14650HX, RTX 5050, 16GB RAMNew
MSI · Gaming Katana 15 HX Gaming Laptop
ProcessorCore i7
RAM16GB
Storage512GB
Screen15.6″
Core i7 · 16GB · 512GB · 15.6″ · RTX 5050Good for: Creator, GamingOfficial brand warranty
Dell G15 5530 Gaming Laptop – Intel Core i5-13450HX, RTX 3050, 8GB RAMNew
Dell · Gaming G15 5530 Gaming Laptop
ProcessorCore i5
RAM8GB
Storage512GB
Screen15.6″
Core i5 · 8GB · 512GB · 15.6″ · RTX 3050Good for: Creator, GamingOfficial brand warranty
MSI Katana 15 HX B14WEK-104IN Gaming Laptop – Intel Core i5-14450HX, RTX 5050, 16GB RAMNew
MSI · Gaming Katana 15 HX B14WEK-104IN Gaming Laptop
ProcessorCore i5
RAM16GB
Storage512GB
Screen15.6″
Core i5 · 16GB · 512GB · 15.6″ · RTX 5050Good for: Creator, GamingOfficial brand warranty
MSI Thin 15 B13UC-124IN Gaming Laptop – AMD Ryzen 5 7535HS, RTX 3050, 16GB RAMNew
MSI · Gaming Thin 15 B13UC-124IN Gaming Laptop
ProcessorRyzen 5
RAM16GB
Storage1TB
Screen15.6″
Ryzen 5 · 16GB · 1TB · 15.6″ · RTX 3050Good for: Creator, GamingOfficial brand warranty
MSI Crosshair 16 HX D2XWFKG-102IN Gaming Laptop – Intel Core Ultra 9 275HX, RTX 5060, 16GB RAMNew
MSI · Gaming Crosshair 16 HX D2XWFKG-102IN Gaming Laptop
ProcessorCore Ultra 9
RAM16GB
Storage1.024TB
Screen16″
Core Ultra 9 · 16GB · 1.024TB · 16″ · RTX 5060Good for: Creator, GamingOfficial brand warranty
Currently sold outAsk on WhatsApp for an ETA — or tap Notify me
Acer Nitro 5 AN515-58 Gaming Laptop – Intel Core i7-12650H, RTX 3070 Ti, 16GB RAMSold out
Acer · Gaming Nitro 5 AN515-58 Gaming Laptop
ProcessorCore i7
RAM16GB
Storage1TB
Screen15.6″
Core i7 · 16GB · 1TB · 15.6″ · RTX 3070 TiGood for: Creator, GamingOfficial brand warranty
MSI Katana A15 AI B8VF-447IN Gaming Laptop – AMD Ryzen 9 8945HS, RTX 4060, 16GB RAMSold out
MSI · Gaming Katana A15 AI B8VF-447IN Gaming Laptop
ProcessorRyzen 9
RAM16GB
Storage512GB
Screen15.6″
Ryzen 9 · 16GB · 512GB · 15.6″ · RTX 4060Good for: Creator, GamingOfficial brand warranty

How laptop EMI works at Karthik Computers

You do not need to pay the full price of a laptop up front. Every new laptop on this page can be bought on EMI in our Chennai store or over WhatsApp, using most credit cards and many debit cards. No-cost EMI is available on selected banks and tenures, which means the bank's interest is absorbed as a discount and you pay only the product price divided across the months.

How it works: choose the laptop, tell us your card and the tenure you want (3, 6, 9 or 12 months are the most common), and we share the exact monthly amount and any bank offer running that week. The EMI is set up at payment through the card network's EMI facility; you still receive a GST invoice for the full amount, in your name or your company's.

EMI is a good fit for students and first-job buyers who want a better laptop than their cash budget allows — for example moving from a Core i3 to a Core i5 with 16 GB RAM for a few hundred rupees more per month. Ask us on WhatsApp for the EMI on any model.

Questions people ask

Is no-cost EMI really interest-free?

On no-cost EMI offers, the bank's interest is given back to you as an equal discount, so the total you pay equals the laptop price. Banks may charge a small processing fee and GST on that fee; we tell you before you commit.

Which cards are accepted for laptop EMI?

Most credit cards from major banks, and debit-card EMI for eligible customers of several banks. Share your card type on WhatsApp and we will confirm eligibility and the current offer.

Can I get EMI without a credit card?

Debit-card EMI is available for pre-approved customers of some banks. Consumer-finance EMI options can also be arranged in store. Ask us what applies to you.

Do I get a GST invoice when I buy on EMI?

Yes. The GST invoice is issued for the full laptop price, regardless of how you pay.

Can I buy a refurbished laptop on EMI?

Card EMI is generally available on refurbished laptops too. Check with us for the specific model.

Can't decide between two laptops?Send us both links — we'll tell you which suits you better, free.